Commercial Loan

General Lending Rates

Product Variations

Product Features

• Other Additional Information: Limited annual reviews

• Other Additional Information: No monthly fees

• Other Additional Information: 7 Year Maximum Loan Term (interest Only)

• Other Additional Information: 20 year Maximum Loan Term Principal & Interest

• Redraw

Product Eligibility

• Other Additional Information: Maximum LVR % - Commercial: 70%

• Other Additional Information: Maximum LVR % - Specialised: 50%

• Other Additional Information: Maximum LVR % - Industrial: 50%

• Other Additional Information: Maximum LVR % - Rural: 40%

• Other Additional Information: Maximum LVR % - Residential: 80%

• Other Additional Information: Maximum LVR % - Light Industrial 70%

Bank Fees and Charges

• Application Fee (Upfront), Amount: Not Listed.. Additional Information: 0.60% of loan amount/negotiable. Payable at acceptance of offer

• Valuation Fee (Upfront), Amount: 0.000000. Additional Information: Cost dependent on circumstance. Payable upon completion of valuation

• Security Documentation Fees (Upfront), Amount: 0.000000. Additional Information: Dependent on transaction complexity, solicitor used, state of security and more. Payable at loan drawdown

• Discharge Administration Fee (Exit), Amount: 350.000000. Additional Information: $350, per request, per security. Payable with any partial or full release of security (applies to each security)

• Early Repayment Fee (Exit), Amount: Not Listed.. Additional Information: Break cost are payable. These are calculated on a case by case basis.

• Consent To Lease Fee (Event), Amount: 150.000000. Additional Information: $150, per request, per lease agreement.

• Variations (Event), Amount: 150.000000. Additional Information: Variation to existing facility, $150 per event

• Late Payment Charge (Event), Amount: 65.000000. Additional Information: Payable when your facility remains in arrears for more than 30 consecutive days.

 Limitations & Restrictions (Constraints)

• Min Limit of 100000.00

• Max Limit of 20000000.00