Stamp Duty Calculator
What will the government take?
Transfer duty is usually the biggest cost outside the deposit itself, and it moves with the state, the purchase price, and whether you are a first home buyer. Choose your state or territory and this will estimate the duty along with the fees that come with it.
Budget for this before you bid, not after.
Estimate only. This calculator is a guide. It is not a quote, a pre approval or a credit offer, and it does not take your objectives, financial situation or needs into account. Real figures depend on the lender, the product, the fees, the loan to value ratio and a full assessment of your circumstances.
Duty rates, thresholds, exemptions and first home buyer concessions are set by each state and territory government and change from time to time. Treat the figure here as a planning estimate and confirm the final amount with the relevant revenue office or your settlement agent before you commit to a purchase. This is not tax advice.
Worth knowing
Reading the result properly
What it works from
The state or territory you are buying in, the purchase price, whether the property will be your home or an investment, and whether you are buying your first home.
Why the state matters so much
Duty is a state tax, not a federal one. The rates, the thresholds and the concessions are set separately in each state and territory, so the same purchase price can produce very different bills either side of a border.
It is not the only upfront cost
Registration and transfer fees, conveyancing, building and pest inspections and lender fees all land at around the same time. Leave room for them alongside the duty.
Where to from here
Start with a straight answer.
One short conversation is usually all it takes to know where you stand and what your options actually are. Nothing to fill in first, no obligation at the end of it, and if the answer is no, I will tell you that and what would need to change.
Monday to Friday, 9am to 5pm. Perth CBD, or by phone and video anywhere in Australia.