General Lending Rates

Product Features

• Npp Payid

• Redraw Additional Information: Minimum of $500 per redraw

• Digital Banking

• Extra Repayments Additional Information: Ability to make up to $30,000 p.a. in additional repayments during the fixed rate period without incurring a break cost; additional repayments will incur a break cost

• Other Additional Information: Split Loan: You can split your home loan into a variable and fixed option.

Product Eligibility

• Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..

• Min Age - 18.

• Other Additional Information: Available to members only.

Bank Fees and Charges

• Break Cost Fee (Variable), Amount: Not Listed.. Additional Information: Applies when during the fixed term the loan is repaid early, transferred to a variable loan or additional payments exceed $30,000 p.a.

• Premier/rewards Package Home Loan Fee (Periodic), Amount: 390.00. Additional Information: $390 per annum

• Discharge Of Mortgage Fee (Exit), Amount: 395.00. Additional Information: $395.00 per Title.

• Settlement Fee (Upfront), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan

 Limitations & Restrictions (Constraints)

• Min Limit of 50000.00

• Max Lvr of 0.98

• Min Lvr of 0.00

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