RBA Cash Rate: 4.35% · 1AUD = 0.72 USD · Inflation: 4.6%  

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  Prowest Financial Solutions [ FINANCE SPECIALISTS ]
Home Loan Variable: 5.74% (5.77%*) • Home Loan Fixed: 6.09% (6.62%*) • Fixed: 6.09% (6.62%*) • Variable: 5.74% (5.77%*) • Investment IO: 6.09% (5.99%*) • Investment PI: 5.89% (5.91%*)

  NAB Margin Loan

With great service and competitive interest rates, we can help you take advantage of investment opportunities, both domestically and internationally.
Category: Margin Loans  Last Updated September 1, 2025  Effective April 29, 2026

General Lending Rates

Rates listed below are for a FIXED INVESTMENT product. Additional Information $1,000,000 and above
Interest Rate
8.30% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.
  $250,000 and less than $1,000,000
Minimum: $250000.00 Maximum: $999999.00
  • Lending Rate Type: Variable
  • Interest Rate: 9.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  $1,000,000 or more
Minimum: $1000000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 8.75%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv <$250,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.90%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv <$250,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv <$250,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.25%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv <$250,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.50%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv <$250,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.70%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv $250,000 to <$500,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.70%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv $250,000 to <$500,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.80%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv $250,000 to <$500,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.05%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv $250,000 to <$500,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.30%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv $250,000 to <$500,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.50%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv $500,000 to <$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.50%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv $500,000 to <$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.60%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv $500,000 to <$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.85%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv $500,000 to <$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.10%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv $500,000 to <$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.30%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv >$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.30%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv >$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.40%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv >$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.65%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv >$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.90%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv >$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.10%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears <$250,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.97%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears <$250,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.07%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears <$250,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.32%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears <$250,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.57%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears <$250,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.77%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears $250,000 to <$500,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.77%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears $250,000 to <$500,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.87%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears $250,000 to <$500,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.12%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears $250,000 to <$500,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.37%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears $250,000 to <$500,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.57%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears $500,000 to <$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.57%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears $500,000 to <$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.67%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears $500,000 to <$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.92%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears $500,000 to <$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.17%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears $500,000 to <$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.37%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears >$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.37%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears >$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.47%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears >$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.72%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears >$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.97%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears >$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.17%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment

Product Features

  • Redraw
  • Unlimited Txns
  • Digital Banking Additional Information: NAB Equity Lending Online

Product Eligibility

  • Business
  • Natural Person

Bank Fees and Charges

  • Establishment Fee - Individual Trustee (Upfront), Amount: 150.00.
  • Establishment Fee - Company Trustee (Upfront), Amount: 300.00.
  • Establishment Fee - Company Guarantor (Upfront), Amount: 150.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Book Cover
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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