NAB Business Overdraft
Manage peaks and troughs in your cash flow with an overdraft on your transaction account, starting from $20K.
Category: Overdrafts Last Updated March 27, 2026 Effective April 29, 2026
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Customer margin may apply
Interest Rate
10.47% PA
10.47% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
Benchmark
Minimum: $1.00 Maximum: $
- Lending Rate Type: Variable
- Interest Rate: 10.47%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
Base Rate
Minimum: $1.00 Maximum: $
- Lending Rate Type: Variable
- Interest Rate: 10.47%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
Product Features
- Card Access
- Unlimited Txns Additional Information: Allows unlimited transactions for the overdraft up to the limit
- Digital Banking
- Guarantor
- Npp Enabled
- Npp Payid
- Overdraft
- Relationship Management
Product Eligibility
- Other Additional Information: Lending criteria apply
Bank Fees and Charges
- Application Fee (Upfront), Amount: 600.00. Additional Information: NAB may waive or discount fees at its discretion, as part of a package or promotional offer.
- Service Fee (Periodic), Amount: 600.00.
- Renewal Fee (Upfront), Amount: 250.00.
Limitations & Restrictions (Constraints)
- Min Limit of 20000.00
Document Downloads
nab-business-lending-general-terms.pdf (275.1 KB)
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