RBA Cash Rate: 4.35% · 1AUD = 0.72 USD · Inflation: 4.6%  

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  Prowest Financial Solutions [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.74% (5.77%*) • Home Loan Fixed: 6.09% (6.62%*) • Fixed: 6.09% (6.62%*) • Variable: 5.74% (5.77%*) • Investment IO: 6.09% (5.99%*) • Investment PI: 5.89% (5.91%*)

  Personal Loan Personal Lending 1-5 Years Fixed Unsecured

Personal Loan Personal Lending 1-5 Years Fixed Unsecured
Category: Personal Loans  Last Updated April 29, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate
9.64% PA
Comparison Rate
11.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw Additional Information: Minimum of $500 per redraw
  • Npp Payid
  • Digital Banking

Product Eligibility

  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..
  • Min Age - 18.
  • Other Additional Information: Available to Members only

Bank Fees and Charges

  • Stamp Duty On Goods Security Agreement (Upfront), Amount: 0.00. Additional Information: Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost
  • Loans With A Fixed Rate Term - Break Cost Fee (Event), Amount: 0.00. Additional Information: If the loan is paid out or transferred to a variable rate loan during the fixed rate period you will incur a break cost fee. Fee is at cost
  • Personal Loan Establishment Fee (Upfront), Amount: 195.00. Additional Information: Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00

Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Book Cover
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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