Basic Home Loan Variable LVR<60%
Basic Home Loan Variable LVR<60%
Category: Home Loans Last Updated April 1, 2026 Effective April 20, 2026
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.74% PA
5.74% PA
Comparison Rate
5.77%PA*
5.77%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Digital Banking
- Npp Payid
- Redraw Additional Information: Minimum of $500 per redraw
- Extra Repayments Additional Information: Ability to make additional repayments on a variable rate loan with no cost
Product Eligibility
- Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..
- Min Age - 18.
- Other Additional Information: Available to members only.
Bank Fees and Charges
- Discharge Of Mortgage Fee (Event), Amount: 395.00. Additional Information: $395.00 per Title.
- Arrears Fee (Event), Amount: 20.00. Additional Information: Applies when a loan is 7 and 30 calendar days in arrears
- Settlement Fee (Upfront), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan
Limitations & Restrictions (Constraints)
- Min Lvr of 0.00
- Max Lvr of 0.98
Document Downloads
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